We are going to say this right up front. The bank or an investor doesn’t care how many households there are in your town with average incomes in excess of $80,000 and it doesn’t care about the projected population growth through 2022.

All they want to know is ‑ if you have the wherewithal to pay them back. 

For that to happen, you need:

  • A good credit rating
  • Some assets that they can latch on to
  • A Financial Forecast that is well thought out and
  • The resources generated from the business to repay the loan.

Stop ‑ End of Story.  Please re-read that section.

We can’t help you with your credit standing and we can’t co-sign your loan but we can show you how to build a methodical, realistic Financial Forecast that will demonstrate that you will have the money on your bottom line to be able to repay a loan.

Note:  Things are going to change, but you have to start somewhere and you have to start at the beginning, so get going now. 

The Financial Forecast, just like the whole plan, is not something that you do once and put on a shelf to collect dustIt is a living thing that has to be visited and updated regularly ‑ especially as you get going, and the numbers change from estimates to being real.